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Privacy Policy

Last Updated: 16 February 2026

1. Introduction

Capivante ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website capivante.com or use our services.

2. Information We Collect

2.1 Information You Provide

We collect information that you voluntarily provide to us when you:

  • Fill out contact forms on our website
  • Send us emails or other communications
  • Engage our administrative organization services

This information may include your name, email address, phone number, cooperative name, and any other information you choose to provide.

2.2 Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing actions, including:

  • IP address
  • Browser type and version
  • Operating system
  • Referring URLs
  • Pages viewed and time spent on pages
  • Date and time of visits

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. For detailed information about our use of cookies, please see our Cookie Policy.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To respond to your inquiries and provide information about our services
  • To communicate with you about your cooperative's documentation needs
  • To deliver and improve our administrative organization services
  • To maintain and improve our website functionality
  • To comply with legal obligations and protect our legal rights
  • To send you updates about our services (only if you have opted in to receive such communications)

4. Legal Basis for Processing (Paraguay)

Under Paraguayan law, we process your personal information based on:

  • Your consent when you submit information through our website
  • Performance of a contract when you engage our services
  • Legitimate business interests in operating our business and providing services
  • Compliance with legal obligations applicable in Paraguay

5. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share your information only in the following circumstances:

  • Service Providers: We may share information with trusted third-party service providers who assist us in operating our website or conducting our business, subject to confidentiality agreements
  • Legal Requirements: We may disclose information if required by law or in response to valid legal processes
  • Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction
  • With Your Consent: We may share information with third parties when you have given us explicit permission to do so

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

8. Your Rights

Under Paraguayan law, you have the following rights regarding your personal information:

  • Access: You can request access to the personal information we hold about you
  • Correction: You can request correction of inaccurate or incomplete information
  • Deletion: You can request deletion of your personal information in certain circumstances
  • Objection: You can object to processing of your information for certain purposes
  • Withdrawal of Consent: Where processing is based on consent, you can withdraw that consent at any time

To exercise any of these rights, please contact us using the information provided in Section 12.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

10. International Data Transfers

Your information is primarily processed and stored in Paraguay. If we transfer information outside of Paraguay, we will ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable law.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a new "Last Updated" date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Capivante
Presidente Nro 972
Presidente Franco, Concepción
Paraguay
Email: info@capivante.com
Phone: +595 331 242655

Capivante

Professional administrative organization services for small credit cooperatives in rural Paraguay.

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